MORTGAGES MADE EASY

About Mortgage Lenders

Unless you are paying cash for your home, you'll probably be taking an application for a home loan with a lender who will finance the purchase of the home you've selected to buy. Mortgages can be complicated for some home buyers in Maryland. You will run in to terms that may be unfamiliar to you. Not to worry, your Homefinders.com buyer's agent will be there to help. We'll introduce you to trusted local lenders who will work with you from beginning application to settlement.

How Much I Can Borrow?

Contact me, Lenn Harley, Broker for Homefinders.com. I'll compute your borrowing capacity so you'll know just what price range you should be considering. Lenn Harley, 800-711-7988, or e-mail me at Lenn@lennharley.com. It takes on minute to compute your price range and then you'll know that you'll be looking at home for which you can easily qualify.

If you wish to go farther and get pre-qualified, let me know and I'll have Tim Moyland with Chase Home Finance, review your credit report and let you know what loans are available to you based on your credit score and other factors.

OUR AGENTS ARE EXPERIENCED IN THE NEEDS OF FIRST TIME HOME BUYERS. Advise our broker when you first call or e-mail our office at 800-711-7988, that you are a FIRST TIME HOME BUYER and we'll make sure that our agent looks at your needs and the savings available.

mortgage calculator
Click here to calculate your
buying power

OUR HOMEFINDERS.COM AGENTS ARE SKILLED WITH THE NEEDS OF FIRST TIME HOME BUYERS.

T - - Teach new buyers the market and what their money will buy.
L - - Lead first time buyers to the best homes and mortgage types
C - - Coach first time home buyers through the inspections and settlement.

Agents who specialize in working with home buyers in Montgomery County. Homefinders.com agents are patient and knowledgeable. We'll show you homes in your price range and help you understand how different features of a home will affect the value of a home in the future.

SELECTING A LENDER

Begin with an experienced loan office with an established lender who is a "Primary Lender", meaning they can lend for their own portfolio. While most lenders will bundle and sell loans to Fannie Mae and Freddie Mac, many lenders can write loans with good interest rates and low "junk fees" because they have money to lend. Brokers do not and cannot lend their own money. They must sell a loan in order to fund it.

Homefinders.com will help you by introducing you to trusted local lenders who can approve your loan and underwrite it under their own authority. They do not have to sell your loan to an investor before settlement.

Got questions???? Just give me a call.